About Us

From modest beginnings, Two River Benefits grew to become one of the largest providers of Temporary Disability Benefits (TBD) in New Jersey. In addition, we offer New York State DBL & PFL-conforming plans, Group Benefits Plans, including Medical, Dental, 401(k) plans, Group Life, and more.

Mission

To customize benefit solutions to suit your needs, improve your company’s bottom line and satisfy your employees with customized plan solutions that work for all.

History

In 2002, Two River Benefits (TRB) launched as a one-man shop in Shrewsbury, New Jersey. Founder and CEO David Koch was confident that his previous 18 years in sales and executive positions at such insurance companies as Cigna®, Chesapeake Benefits, Grinspec of New Jersey, Reliance Standard Life, and Confederation Life would position him to run his own successful brokerage agency.

TRB experienced rapid success as a Broker and, upon partnering with the New Jersey Staffing Alliance, became one of the largest Temporary Disability Benefits providers in New Jersey and remains so to this day. Today, we are proud to offer similar state-mandated TDB programs in California and Massachusetts.

TRB operates with a leadership team boasting 90 years’ combined insurance industry experience and has since created two sister companies. TDB Partners, formed in 2009, is a General Agent broker affiliation company for TDB. Tekcare, formed in 2012, was created specifically to help companies administer and comply with the PPACA/Affordable Care Act and has earned a stellar reputation for customized administered and self-funded plans that meet employers’ needs and keep them in compliance with ever-changing laws.

As trail blazers, we anticipate tremendous success with TRB’s latest iteration focused on New Jersey and California disability and multiple employer association plans for 401K and mandatory IRA plans.

Process

Our leadership team will meet with you to explore your current benefits landscape. We will then do a comprehensive analysis and present you with a solutions-oriented plan that can be implemented. Once implemented, we will keep you informed regarding recommended or required changes during semi-annual plan reviews.

Ethics

CEO David Koch expects the highest standards from his employees and the companies with whom TRB chooses to do business. All decisions made are always in the best interest of clients.