Rhode Island Temporary Disability Insurance (TDI)

Rhode Island has a state-run program that provides temporary disability insurance (TDI) for employees, paid for by a special tax withheld from employees’ pay. Eligible employees who are unable to work due to illness, injury, or pregnancy can get a cash benefit to partially replace their lost wages. The TDI program is operated by the Rhode Island Department of Labor and Training. Employees are eligible for Rhode Island TDI payments if you made at least $9,300 in the year before you apply for TDI (or in between 15 months ago and 3 months ago, which is called your based period). If you didn’t earn this amount, you can be eligible if you fulfill the following three requirements, the last of which is a bit complicated.

• You earned at least $3,100 in your base period.
• You earned at least $1,550 in one of the quarters of your base period, and
• Your highest quarter of earnings is no more than 67% of your total base period earnings.

Benefits are capped at apx. 60% of weekly wage for a maximum of 30 weeks.